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SR-22 costs: what the filing is, what it costs, and what it does to your insurance
An SR-22 is not an insurance policy — it is a certificate your insurer files with the state proving you carry at least the minimum liability coverage. After a DUI, most states require it before your license comes back, and require it to stay on file for about three years.
What the SR-22 itself costs
The state charge is usually zero: most states charge no filing fee for an SR-22. The exceptions we verified from official sources: Tennessee ($50). Your insurer may charge a small one-time filing fee of its own — that is the insurer's price, not the state's, and it is not on any official schedule.
The real cost: high-risk insurance
The SR-22's real price is the premium behind it. With a DUI on your record you are moved into a high-risk tier; if your current insurer drops you, a nonstandard carrier prices the policy instead. How much more you pay depends on the insurer, your prior record, your vehicle, and your state — which is why this site never prints an "average premium increase" figure: no official source publishes one, and the number would not be your number anyway. The reliable way to price this layer is quotes from insurers for your own record; enter the increase you are quoted into the cost calculator (most drivers carry the SR-22 for about three years).
How long it must be carried
About three years from reinstatement is the common statutory pattern, and a lapse restarts the clock in many states — your insurer reports cancellations to the state, and the suspension returns. Your state guide states the period your statute sets.
Enter your quoted insurance increase in the calculator next to your state's verified charges — for most drivers this layer is the biggest of the seven.
Open the DUI cost calculatorSR-22 requirement & state filing fee — all 50 states
| State | SR-22 | State filing fee |
|---|---|---|
| Alabama | See state guide | — |
| Alaska | Required | No state filing fee |
| Arizona | Required | No state filing fee |
| Arkansas | See state guide | — |
| California | Required | No state filing fee |
| Colorado | Required | No state filing fee |
| Connecticut | See state guide | — |
| Delaware | See state guide | — |
| Florida | See state guide | — |
| Georgia | See state guide | — |
| Hawaii | See state guide | — |
| Idaho | Required | No state filing fee |
| Illinois | See state guide | — |
| Indiana | See state guide | — |
| Iowa | Required | No state filing fee |
| Kansas | See state guide | — |
| Kentucky | See state guide | — |
| Louisiana | Required | No state filing fee |
| Maine | See state guide | — |
| Maryland | See state guide | — |
| Massachusetts | See state guide | — |
| Michigan | See state guide | — |
| Minnesota | See state guide | — |
| Mississippi | See state guide | — |
| Missouri | Required | No state filing fee |
| Montana | See state guide | — |
| Nebraska | Required | No state filing fee |
| Nevada | Required | No state filing fee |
| New Hampshire | See state guide | — |
| New Jersey | See state guide | — |
| New Mexico | See state guide | — |
| New York | See state guide | — |
| North Carolina | See state guide | — |
| North Dakota | See state guide | — |
| Ohio | See state guide | — |
| Oklahoma | See state guide | — |
| Oregon | Required | No state filing fee |
| Pennsylvania | See state guide | — |
| Rhode Island | See state guide | — |
| South Carolina | Required | No state filing fee |
| South Dakota | See state guide | — |
| Tennessee | Required | $50 |
| Texas | See state guide | — |
| Utah | See state guide | — |
| Vermont | See state guide | — |
| Virginia | See state guide | — |
| Washington | Required | No state filing fee |
| West Virginia | See state guide | — |
| Wisconsin | See state guide | — |
| Wyoming | Required | No state filing fee |
"See state guide" means the requirement could not be confirmed from an official source in our research — the state guide says what we found.